Every driver’s worst nightmare is to be involved in a car accident, and even the most defensive drivers can find themselves in the middle of an accident. After recovering from the initial shock of the impact, consider following the below steps to ease your stress:
Safety First – Check for injuries on yourself and anyone else that was involved in the accident. Call 911 immediately if anyone requires emergency attention.
Exchange Information – Who else was involved in the accident? Write down all of their information: name, phone number, insurance information, driver’s license number and vehicle information.
File a Police Report – Call the local police to the scene of the accident to file a report. Request that the officer provide you with a copy of the report or the report number.
Take Photos – Take photos of the scene, the vehicles involved in the accident and license plates. This documentation is helpful when filing insurance claims.
Contact Your Insurance Agent – It’s important to contact your insurance agent as soon as possible to report the accident and damages.
What About My Car’s Damage?
Inspection – You’ll need to have your car inspected to determine the cost of repairs. The inspection should be coordinated with you insurance company. Remember, you do have the right to choose the repair shop that you use.
Adjuster – The adjuster from the insurance company will review the information received from your accident. They will then determine fault and cost estimates.
Repair – Once the claim has been filed, coordinate with you insurer on getting your car repaired.
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