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Nationally Recognized Insurance Agents & Brokers

Mackoul Risk Solutions is recognized as one of the finest personal service insurance agencies throughout New York, New Jersey and the entire tri-state area and more with headquarters in Island Park, NY and Morristown, NJ.

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Award - 2022 BIG I Best Practices Agency Award - 2021 BIG I Best Practices Agency Award - 2020 BIG I Best Practices Agency Award - 2019 BIG I Best Practices Agency

Real Estate

Real estate insurance is our passion — let our experience guide you through the process of protecting the myriad of exposures you confront as an owner or manager.


Its been said that material things can always be replaced, but we know this is true only if you have comprehensive insurance. We can’t replace your memories but we can help you build new ones! This is where we come in.


In today’s unpredictable economic and social climate, a business cannot afford to go unprotected. Let us make recommendations to improve your coverage and reduce your costs.

Employee Benefits

The waters are deep when it comes to selecting the right plan for your company and your employees. Let us guide you in selecting a plan that meets your current and future needs.

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Life can be unpredictable. You can count on us to be there for you, ensuring things happen promptly and efficiently, always with the goal of getting your life and business back to normal as quickly as possible.

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From the Blog

What it Really Means to Lower Your Umbrella Limits

| Blog, Business Insurance, Business Protection | No Comments
We are all aware at this point that the Umbrella market is still in turmoil.  Although having a 100 million dollar Umbrella limit is not necessary, we are all lowering…
adding a teen driver to your auto policy

Adding a Teen Driver to Your Auto Policy

| Blog, Personal Insurance, Personal Protection | No Comments
Ed-ucation: Adding a Teen Driver to Your Auto Policy     Have a question for Liz? Reach out anytime. 
if any workers comp

What is “If Any” Workers Compensation?

| Blog, Business Insurance, Business Protection, Claims | No Comments
Ed-ucation: What is "if any" worker's compensation, and who should have this policy?   Have questions? Reach out to us!


Not all insurance is the same. Here are a few useful resources to help show the differences.

Mackoul School

A program designed to provide board members and property managers with knowledge that is essential to the successful management of community associations.

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There’s more to insurance than
the price of the policy

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