UNIQUE SOLUTIONS FOR UNIQUE EXPOSURES.

Sometimes your real estate property or community association demands more. More options. More coverage. More expertise. Our solutions are driven by listening to you and finding unique solutions for your unique exposures.

We know Real Estate Insurance. Mackoul has been building customized insurance plans for property owners and managers for over since 1987. Our expertise, loss control, and ability to deliver insurance products through a vast array of insurance carriers enable us to provide comprehensive coverage, often at significant savings. Whether you are a landlord, managing agent, or on the board of directors, we provide resources to help you. We make it easy for you to get comprehensive coverage with customizable options.

Commercial Property Insurance

Commercial Property for real estate owners, condominiums, and cooperatives is the primary coverage for insuring their risks.

General Liability Insurance

In today’s litigious environment, General Liability insurance is an absolute necessity for real estate owners. This insurance is designed to pay for damages of covered lawsuits and the cost to defend any covered lawsuit or action regardless of its merit.

Commercial Umbrella Insurance

Today’s courtrooms are flooded with lawsuits and it seems like the sky’s the limit when it comes to legal settlements. Your General Liability Insurance, Commercial Auto Insurance, Directors & Officers Liability and Employer’s Liability policy may not provide enough financial protection – which can leave your association open to risk and make your assets vulnerable.

Directors and Officers Liability Insurance

In these increasingly litigious times, your board of directors may be vulnerable to financially crippling lawsuits. Directors and officers are exposed to risk because of the decisions they make. Through Directors and Officers Liability Insurance, you can obtain comprehensive coverage through a variety of outstanding insurance carriers to protect their interests and yours.

Crime and Fidelity Bond Insurance

Today’s high tech world creates new loss exposures that may be left undetected for years. Crime and Fidelity Bond insurance is designed to provide coverage from employee theft.

Systems Breakdown Insurance

Real estate owners rely on technology and machinery everyday to perform some of the most critical tasks. If equipment breaks down, it can cause a large financial burden in many ways.
Special Real Estate Insurance Programs Available

Cyber Liability Insurance

The internet has spun a whole new “web” of liability exposures. E-commerce, social networking, cloud storage all bring great benefits to large and small businesses alike. But with these benefits also come challenges – protection of privacy, data, and financial information of your owners.

Environmental Insurance

Many residential and commercial buildings face a silent catastrophe waiting to happen: the leaking of fuel from both above and underground storage tanks. Pollution is specifically excluded or limited under the General Liability section or in General Liability policies. The cost to clean up spills can range from $10,000 to millions of dollars before any lawsuits are lodged.

Sponsor/Investors Owned Unit Insurance

As a Sponsor/Investor who owns units in cooperatives or condominiums, you need to protect your interests. Through Sponsor/Investors Owned Unit Insurance, we can provide a comprehensive plan to protect your ownership interests and protect you against claims for bodily injury or property damage that may occur within your condominium or cooperative.

Property Managers E&O

Property management firms have many exposures that can lead to a lawsuit. Dealing with owners, residents, employees, vendors and regulatory authorities of both residential and commercial properties can and does lead to lawsuits. Things go wrong, and the property manager is always the one in the middle of the problem. Quality errors and omissions insurance is a necessity.

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