The Department of Labor (DOL) has published the annual adjustments that increase certain penalties applicable to employee benefit plans. Although the penalties for 2026 remain largely unchanged, it is important for employers of all sizes to comply with these adjustments to avoid costly fines.
When you place your benefits with Mackoul, we will provide many of these documents at no charge.
Annual Penalties for 2026
The following updated penalties are some of the items applicable to health and welfare plans subject to ERISA:
Employer Action
Private employers, including non-profits, should ensure employees receive required notices (SBC, CHIP, SPD, etc.) in a timely manner to prevent civil penalty assessments. In addition, employers should ensure Form 5500s are properly and timely filed, if applicable. Finally, employers facing document requests from EBSA should ensure that documents are provided in a timely manner, as requested.
For more information, please contact Rebecca anytime, and click here for a free download of the 2026 Penalty Adjustments.
