Vanessa Cusumano, ACSR, spoke with Cooperator News New York about The Legal & Insurance Risks of Hiring Contractors.
Hiring outside contractors is simply part of running a co‑op or condo community. From routine repairs to major capital projects, boards rely on vendors to keep buildings operating safely and efficiently year-round. In many cases, the board or manager’s focus during the hiring process is on choosing a qualified contractor and confirming that proper insurance is in place. While both are important, what’s less obvious, and often misunderstood, is how New York labor laws can dramatically affect liability when a contractor is injured on a property. These laws can shape how claims unfold, which insurance policies respond, and how much risk a building ultimately retains.
