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Better Protection For Upscale Homes: Luxury Home Insurance

By May 3, 2012April 15th, 2018General Updates

Insuring luxury homes at the top market tier can be a tricky business because these homes boast not only fine luxury features and extraordinary craftsmanship, but are often finished with rare antique materials […] Drive by appraisals and typical assessments just wouldn’t work.”

(Chubb Vice President Mark Schussel
as quoted in Luxury Home Digest)

It will take more than your standard Homeowners Insurance policy to adequately protect your upscale property and the treasures found inside. There are only a few insurance carriers that understand this market and have the skilled appraisers necessary to assess your high-value assets. Fortunately, Mackoul & Associates has access to provide you with this Luxury Home Insurance.

Our underwriters can help build a comprehensive yet simple plan assessing the worth of your home and any antiques, collectibles, jewelry, and fine arts to ensure that they are properly covered in the event of major damage or loss due to fire or any other unpredictable disaster.

Unique Highlights include:

  • Guaranteed Rebuilding Cost(matching the building quality
    of your home)
  • Contents Replacement
    (without deductions for depreciation)
  • Landscape Coverage
  • Damage Caused By Domestic Pets
  • High Deductible Options
    (to reduce your monthly payment)

Optional Policy Enhancements:

  • Equipment Breakdown Coverage
    (to cover sophisticated electronics)
  • Green Rebuilding Coverage
    (allows you to restore, repair or replace items with environmentally friendly materials)
  • Extensive Flood Coverage
    (that goes far beyond most federal flood program benefits)

At Mackoul & Associates, Inc., our extensively trained underwriters are waiting to walk you through the insurance process to make sure that the right amount of coverage is in place for your upscale home. If you would like to know more about Luxury Home Insurance or other policies available, we would be happy to answer any questions you may have.

When insuring your home, what is your biggest concern? Please comment at the end of our blog article by clicking here.

Thank you,

Kate Manischalchi web Kate Maniscalchi |

Mackoul & Associates, Inc.

Personal Lines Underwriter

Direct: (516) 690-8041 | Office: (516) 431-9100 | Fax: (516) 431-4641 |

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