It is now more important than ever that you protect your business from employee related lawsuits. In the event that a lawsuit is filed against your business, whether frivolous or not, you have to be prepared. Follow our steps below and consult with your insurance advisor to be sure that you are adequately covered.
Follow These 8 Steps To Prevent Employment Practices Liability Claims:
- Maintain clear, up-to-date and well-written employee handbooks.
- Document employee supervision.
- Establish grievance procedures.
- Circulate written discrimination and sexual harassment policies.
- Establish prudent hiring, performance and termination guidelines.
- Understand and comply with the requirements for ADA and FMLA.
- Establish coverage with Employment Practices Liability Insurance.
- Consult with your insurance advisor to ensure that your business is covered adequately.
Should You Enhance Your Policy?
Every business has different inherent risks involved with the service or product that is being provided. In some circumstances, businesses may want to enhance their coverage to extend beyond the basic coverage of an Employment Practices Liability Insurance Policy.
Call us to see which enhancements can be applied to your policy including:
- Broad Definition of Covered Wrongful Employment Practices
- Automatic Coverage For Third Party Claims
- Defense Costs in Addition to Policy Limits
- Two-Year Policy Period with Annual Installments
- Independent Contractor Coverage
Below are more common employment litigation categories:
- Discrimination (Gender, Race, National Origin, Religion)
- Sexual Harassment
- Wrongful Termination
- Retaliation
- Wrongful Discipline of Employees
- Negligent Evaluation of Employees
- Failure to Adopt Adequate Workplace or Employment Policies and Procedures
- Failure to Employ or Promote
If you have any questions about Employment Practices Liability, give us a call at (516) 431-9100!
