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No Insurance = No Entry

No Insurance = No Entry for board members and property managers is a guide to protecting your building when hiring contractors. We will cover in detail what should be required each time a contractor is hired, the various insurance policies they should have, and the minimum limits they should maintain.

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About No Insurance = No Entry

When hiring a contractor at your community association, it is important to ensure you properly transfer the risk to them. Failure to do so could potentially lead to lawsuits against the property owner and management firm. The best way to avoid problems with contractors is to be as clear as possible in your written agreements. Understanding what is required when hiring a contractor and the distinction between independent contractors and employees is vital.

In this white paper, we’ll cover how to protect your building when hiring a contractor, including:

  • How to manage the risk
  • The importance of a contract
  • Coverages a contractor should maintain
  • Workers’ Compensation Insurance
  • Necessary steps to properly manage contractor risk
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