There’s more to insurance than the price.

Explore this interactive graphic and learn about your unique risks and the related insurance solutions.
Motorcycle
Property Damage Liability Coverage
Risk Factor

When accidents happen, they can cause damage to other vehicles and various other types of property.

Solution

Property Damage Liability pays for damage to vehicles and other property caused by an at-fault accident. The amount covered depends on the limits and details in your policy and the regulations in the local state.

Bodily Injury Liability Coverage
Risk Factor

Accidents can lead to injuries for other individuals involved, resulting in significant medical expenses and potential legal liabilities.

Solution

Bodily Injury Liability helps cover costs associated with injuries to others caused by a covered accident. The coverage amount is determined by the policy limits and specifics, as well as state regulations.

Guest Passenger Liability Coverage
Risk Factor

Riding with a passenger can increase the risk of injuries during a ride-related incident, leading to potential medical expenses and liability issues.

Solution

Guest Passenger Liability Coverage provides additional protection for passengers on your motorcycle, covering injuries they may sustain during a ride-related event.

Uninsured/Underinsured Motorist Damage Coverage
Risk Factor

Accidents involving uninsured or underinsured motorists can leave you with significant expenses, including medical bills and vehicle repairs, without adequate compensation.

Solution

Uninsured/Underinsured Motorist Damage Coverage assists with injuries and other losses resulting from an accident with an uninsured motorist, a hit-and-run driver, or a driver lacking sufficient insurance coverage.

Physical Damage Coverage
Risk Factor

Various incidents, including severe weather, theft, or accidents, can cause significant damage to the physical structure of your vehicle, leading to costly repairs or replacement.

Solution

Physical Damage Coverage, also known as Comprehensive and Collision, covers expenses related to damage to your vehicle's physical body. This may include damage from weather events, theft, and at-fault accidents caused by a driver on your policy.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Motorcycle accidents can result in significant injuries, leading to high medical costs and financial strain.

Solution

Medical Payments Coverage and Personal Injury Protection help cover medical expenses incurred if you're involved in an accident while riding your motorcycle.

Carried Contents & Belongings
Risk Factor

Personal items carried on your motorcycle are vulnerable to loss, theft, or damage, potentially leading to unexpected replacement costs.

Solution

Carried Contents & Belongings coverage compensates for personal property that is lost, stolen, or damaged while being carried on your bike.

Custom Parts or Equipment
Risk Factor

Custom or unique parts on your motorcycle can be expensive to repair or replace if damaged, leading to significant out-of-pocket costs.

Solution

Custom Parts or Equipment coverage assists with expenses related to damages to the custom or unique parts of your motorcycle.