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Quick Tip: How Important is it to Prepare for the Change in Seasons?

By April 16, 2018 April 17th, 2018 Blog, Claims, Quick Tips

Every change in season requires new preparation measures to be taken to protect your home or building- Stephannie explains more.

Each season brings with it a list of important issues to address in preparation for the weeks and months to come. In the cooler months, we always remind clients to clear gutters and winterize exterior equipment. As spring time approaches, you may need to check the siding and facade, along with window and door seals. It’s also a good idea to inspect the HVAC system in preparation for the summer months.

Although these steps may feel tedious, they are necessary and can prevent significant issues when inclement weather strikes. In addition to potentially limiting property damage, taking these steps can also limit the building’s liability if and when such damage occurs. The insurance carrier wants to be sure that you are doing all you can to protect the location, and keeping up with routine maintenance is the surest way to limit costly exposures. Failure to maintain is one of the most common explanations cited by carriers when claims are denied; staying ahead of these issues year-round will both prevent losses and limit the chances of a denial for maintenance related claims.

For more information, please contact us.