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Quick Tip: Communicating changes to your Group Health Insurance Plan

By May 22, 2017 April 15th, 2018 Employee Benefits, Quick Tips

Rebecca Scandaliato, Vice President of Employee Benefits, shares how to communicate changes to your Group Health Insurance plan.

The Employee Retirement Income Security Act (ERISA) generally allows a group health plan to modify its benefit plan so long as the procedure followed is consistent with the plan terms and ERISA.

The plan administrator must inform participants of material modifications to the plan or changes to the information contained in the summary plan description (SPD) by providing them a summary of material modifications (SMM) or a revised SPD.

Key Notice requirement that apply to group health plans under ERISA are:

  1. Summary Plan Description
  2. Summary of Material Modification
  3. Summary of Benefits & Coverage

For more information, please contact us.