Quick Tip: My commercial umbrella policy has a $10,000 retained limit. Is that a deductible?

We’re an independent insurance agency offering a comprehensive suite of insurance solutions to protect your business and your life from the unexpected. We don’t just sell insurance. We work closely with clients to help them make important and informed decisions every day when it comes to protection and their future. Mackoul Risk Solutions specializes in real estate insurance, business, commercial insurance, personal insurance (home and auto), and employee benefits programs in the New York Metropolitan area. With offices in Long Beach, NY, and Morristown, NJ, we serve clients in Manhattan, Nassau County, Queens, Brooklyn, Westchester, Long Island, Jersey City, and Hoboken. Privacy Policy | Website Accessibility