Coverage A – Building Flood Coverage for Condominiums - Mackoul Risk Solutions - Condominium Co-op Insurance - Long Island, NY Skip to main content

Coverage A – Building Flood Coverage for Condominiums

By June 2, 2021June 8th, 2021Personal Insurance

Coverage A – Building Flood Coverage for Condominiums under the NFIP

Coverage A provides coverage for the residential condominium building described on the declarations page at the described location, including all units within the building and the improvements within the units.

The following fixtures, machinery, and equipment, including its units, are covered under Coverage A only:

  • Awnings and canopies
  • Blinds
  • Carpet permanently installed over unfinished flooring
  • Central air conditioners
  • Elevator equipment
  • Fire extinguishing apparatus
  • Fire sprinkler systems
  • Walk-in freezers
  • Furnaces
  • Light fixtures
  • Outdoor antennas and aerials fastened to buildings
  • Permanently installed cupboards, bookcases, paneling, and wallpaper
  • Pumps and machinery for operating pumps
  • Ventilating equipment
  • Wall mirrors, permanently installed
  • In the units within the building, installed
    • Built-in dishwashers
    • Built-in microwave ovens
    • Garbage disposal units
    • Hot water heaters, including solar water heaters
    • Kitchen cabinets
    • Plumbing fixtures
    • Radiators
    • Ranges
    • Refrigerators
    • Stoves
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