Coverage A - Building Flood Coverage For Co-ops - Mackoul Risk Solutions - Condominium Co-op Insurance - Long Island, NY Skip to main content

Coverage A – Building Flood Coverage For Co-ops

By June 2, 2021June 8th, 2021Personal Insurance

Coverage A – Building Flood Coverage for Co-ops under the NFIP

Coverage A provides building coverage for the insured building and its foundation, as well as plenty of items inside, but NOT improvements made by a shareholder.  The below is insured under Coverage A – Building Property coverage for a Co-op:

  • Insured building and its foundation
  • Electrical and plumbing systems
  • Water heaters
  • Central air conditioning equipment, furnaces, and ventilating equipment
  • Permanently installed carpeting over an unfinished floor
  • Permanently installed paneling, wallboard, bookcases, and cabinets
  • Pumps and machinery for operating pumps
  • Awnings and canopies
  • Walk-in freezers
  • Outdoor antennas and aerials attached to buildings
  • Fire extinguishing apparatus and fire sprinkler systems
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